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You can get a free credit card when you set up a bank account with an offshore bank. There are a variety of card options, all free with a new account. Depending upon the client's wishes he or she can select a debit card, a credit card, or a pre-paid credit card. The free card chosen will use usable in ATM machines, for point of sale, and online throughout the world.
These banks provide offshore banking in some of the world's most reputable jurisdictions. They provide banking services for clients throughout the world. Accounts can be held in US dollars, Euros, British Pound Sterling, Swiss Francs, or Canadian dollars. With an Offshore Center clients can form an international business corporation or Panama Foundation allowing of enhanced asset privacy and protection when compared to banking in their country of origin. Anyone setting up a new account is entitled to a free credit card.
Which type of card will be best for you? All three types of card are the familiar plastic card with a magnetic strip. Each has a unique identification number and a short personal identification number (PIN). Each type is equally useful for all purposes. Let's take a look at what each type of card has to offer.
Debit Card
A debit card is a means of accessing funds in a financial account. The debit card is linked electronically to the account and the account is debited directly when the card is used to access cash on an ATM machine, make a point of sale purchase, or buy something online.
Credit Card
Credit cards are like debit cards in that they are used at point of sale, online, and to obtain cash from ATM machines. Using a credit card builds up a temporary debt with the credit card company. The debt is then paid when the company issues its monthly statements. If the total balance is not paid, the company charges interest on the balance of the loan. In taking out a credit card the client agrees to pay principle and interest on any outstanding balance.
Pre-paid card
A pre-paid card works the same as a regular card except that the client has pre-deposited funds in a financial account. The client will use the card. The company will bill the financial account. When the balance in the financial account runs low the client will replenish the account in order to keep using the card.
The free cards can be used at ATMs, for point of sale and online, worldwide. All free cards, whether debit, credit, or pre-paid credit, can be use to purchase online, buy in stores across the globe, and withdraw funds from cash machines everywhere that credit cards are accepted.
Depending upon term and conditions it is possible to pay as much as $195 to obtain a card, but then without an account. They are free when you set up an account with most offshore banks and maintain a minimum balance of either 250 or 500 of your currency chosen, depending on whether you choose a private or corporate account.
An offshore formations and banking specialist working for several companies regarding offshore structures, formation of companies, foundations, banks and financial institutions in several jurisdictions, including provision of government issued financial licenses. Working for User Bancorp Ltd, which is providing private and corporate accounts, merchant accounts, offshore companies such as Belize IBC's (International Business Company), Panama corporations and foundations, wire transfer services, managed funds/forex, credit- debit- and prepaid card issuing. We also offer co-ownership and shares in different investment programs such as real estate investment in profitable jurizdictions like Panama, Belize and Spain.
Certificate of Deposit/Term Deposit accounts available up to 9 % p.a.
Contact me on e-mail: geir.holstad@userbancorp.com
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