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If you think only living individuals' identities get stolen, think again. The dead is actually a big opportunity for thieves. They're way easier to steal from since the real person no longer exists to possibly hamper their tricks. People known to the deceased would also not suspect that evil things can still happen since they are well aware that the person is already dead. Stealing the identity of a dead person is a form of identity theft called "Ghosting". It is called so because the identity of a dead person is being impersonated by a whole new person, usually the same age as that of the victim, making the latter rose from the underworld as a whole new individual. Simply put, the thief, also known as "ghoster" resurrects the victim as himself. The purpose of ghosting is for the ghoster to use the identity of the dead and claim benefits for himself. The victim's records are kept intact but just dormant from the time of death until the identity has been stolen.
Ghosting can easily happen when records of two different agencies do not coincide with each other. For example, the ghoster can file for a passport or license under a dead person's name if the agency providing those do not have a link to the database of deceased persons. These agencies normally do not have direct connection or do not have means of linking their records with each other. Neither do they routinely cross-check any updates on their separate records.
Ghosting is more well-planned and hard to capture. The conflict of two people using the same identification numbers could be avoided since the original user is already dead. It would be hard to pin-point this kind of identity theft especially if no one would claim otherwise that the ghoster is not really the person he is impersonating. This kind of identity theft also does not actually cause immediate harm to the dead victim, but to credit agencies. Expenses made through credit card transactions filed by the ghoster cannot be charged to anyone else. They will not be able to claim anything from the immediate family of the dead. Neither can they haunt the dead victim to pay. Often times, the ghoster's aim is not really to steal anything other than the identity of the dead simply because they want to have a fresh start with their financial records.
Ghosting particularly became rampant before the introduction of electronic social security system. Before, anyone who doesn't have identification records can still live their lives. They can get a job and work. But with the introduction of the income tax and social security during the 1920's, individuals started to value their identities.
Tina L. Douglas is a well established author on the topic of identity theft.
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